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Home/Renter/Investment Property Insurance
The structure of your home
Personal possessions (up to a set limit)
Living expenses in case of a disaster
A Standard homeowners insurance policy insures your home's structure (house,) and your belongings in the event of a destructive event, such as a fire, tornado, windstorm, etc.
Supplemental policies for additional can be added for extra protection
Valuable Articles/Floater policies
(i.e. Jewelry Insurance)
Umbrella policies (additional liability)
HOURS & LOCATION
PRAIRIE CREEK OFFICE SUITE
2007 N Collins Blvd, Suite 509
Richardson, TX 75080
Monday - Friday
9:00 am to 5:30 pm
10:00 am to 2:30 pm
It will cover the following:
Classic Car Insurance – Your classic car is an icon. Insure it well.
RV and Mobile Home Insurance – Home insurance for your home-on-the-road.
Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.
Auto Insurance – Get the right insurance coverage for your car, truck, van or other vehicles.
Motorcycle Insurance – Ride safe and insure your motorcycle.
ATV and Motorsport Insurance – Insurance policies that cover all your toys.
The insurance protection you need when you’re on the move:
Health/Medicare/ Life Insurance
Health insurance is a coverage for your medical, surgical and prescription needs. It is often offered by an employer as an incentive to the employees in a employer benefit package.
I can help you with :
Individual health insurance plans
Annuities or 401k rollover
Group health insurance or
Medicare for seniors turning or over the age 65
Call on us or stop by our office or join our monthly educational events to get a free consultation and have all your questions about health care answered and discuss your options for the right coverage you would require for you and your family by a specialist.
LIFE INSURANCE is a crucial step in planning for the future of you and your family.
DIFFERENT TYPES OF INSURANCE AVAILABLE
Term Insurance or pure life insurance provides life insurance protection for a specified period of time. Term life sometimes can be converted to permanent coverage, providing you with flexibility as your needs change.
Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.
Indexed universal life insurance policies give policyholders the option to allocate all or a portion of their net premiums (after paying for the insurance coverage and expenses) to a cash account. This account credits interest based on the performance of an underlying index with a floor of 0% return and a cap rate and/or participation cap on the return.
Indexed universal life insurance policies offer the three threats in life (Die to soon, Become ill or Live too long)
Indexed universal life insurance policies also offer the Lifetime Income Benefit riders.